EDGEucational Loan Program—Undergraduate Students

The perfect answer when other financial aid is not enough.

EDGEucational Loans offer a great deal.

Competitive pricing:

• Competitive, variable interest rates
• Competitive origination fees based on your creditworthiness and whether there is a credit-worthy co-borrower

Generous loan limits:

• $1,000 minimum
• Maximum up to the cost of your education, less any other financial aid received

Eligibility:

• You or your co-borrower must be a U.S. citizen or permanent resident in the U.S. for the previous two years
• Undergraduate students must be enrolled at least half-time in a degree or certificate program at an approved school
• Students or co-borrowers (if applicable) must meet credit worthiness guidelines

It's easy to apply right now—Here's how:

• Apply toll free at 1-866-213-3154
• Press 2 for customer service
• Then press 2 to apply by phone
• Click here to apply on line

Flexible repayment is available, including deferment

Repayment:

• Immediate repayment begins 30 to 60 days after the last disbursement
• Interest only payments begin 30 to 60 days after the disbursement with principal payments beginning 30 to 60 days after graduation, or if student enrollment drops below half-time
• Deferred repayment begins 180 days after graduation, or if student enrollment drops below half-time.
• Low monthly payment

Deferment:

• Deferments are maintained with a transfer to another school if the student maintains at least half-time enrollment
• Deferment period can be up to 4 1/2 years (5 1/2 years if enrolled in a 5 year program)

APPLY HERE