EDGEucational Loan Program—Health Care Professionals

Funding your education: We have the cure.

The need for quality health care is exploding, so your career opportunities couldn't be better. We can't help with all-night study sessions, labs, residencies or finals, but we can help you with the financial aide of this challenge.

If you have the drive to succeed, we have the money to get you there. EDGEucational Loans offer a great deal.

Competitive pricing:

  • Competitive, variable interest rates
  • Competitive origination fees based on your creditworthiness and whether there is a credit-worthy co-borrower
  • Credit-ready option is available for borrowers that qualify on their own signature

Generous loan limits:

  • $1,000 minimum
  • Credit-worthy borrowers may borrow up to $45,000
  • Credit-ready borrowers may borrow up to $25,000
  • Aggregrate loan limits apply for credit-ready borrowers, depending on area of study

Eligibility:

  • You or your co-borrower must be a U.S. citizen or permanent resident in the U.S. for the previous two years
  • Any student enrolled less than half-time at an approved school
  • Students or co-borrower's (if applicable) must meet credit worthiness guidelines

It's easy to apply right now—Here's how:

  • Apply toll free at 1-866-213-3154
  • Press 2 for customer service
  • Then press 2 to apply by phone
  • Click here to apply on line

Flexible repayment is available, including deferment

Repayment:

  • Repayment of principal and interest depends on graduation date, or if student ceases to be enrolled at least half-time
  • Interest capitalized once at repayment
  • Low monthly payment

Deferment:

  • 270 days after the student graduates or ceases to be enrolled at least half-time, but no more than 6 3/4 years
  • Additional deferment periods available for medical residency or internships subject to a maximum deferment period of 10 3/4 years

Product Advantages:

  • For accelerated programs - HPL offers seamless borrowing for students enrolled in accelerated graduate degree programs. Students enrolled in a TERI approved Pharm D., Masters of Physicians Assistant and Masters of Physical Therapy program can borrow on a credit-ready basis throughout their education
  • Deferment - Medical school students may request an additional deferment after graduation for up to four years while completing an internship or residency. Full principal and interest payments will begin six months after completion of the deferment period. Interest will be capitalized at repayment
  • The residency/relocation portion is basically a $12,500 loan for that specific move. We would need a letter from the residency director with the student's information on hospital letterhead

APPLY HERE