EDGEucational Loan Program—Graduate Students

Only a small percentage of people have a graduate degree. So once you have that degree, you will have made a statement about yourself that few others can make. Until then, you have a lot of studying to do, papers to write and bills to pay.

This is where we come in. EDGEucational Loans offer a great deal.

Competitive pricing:

  • Competitive, variable interest rates
  • Competitive origination fees based on the repayment option you select, your creditworthiness and whether there is a credit-worthy co-borrower

Generous loan limits:

  • Maximum up to the cost of your education, less any other financial aid received
  • Annual maximum not to exceed $45,000. Credit-ready borrowers' annual loan limit is $20,000

Eligibility:

  • You or your co-borrower must be a U.S. citizen or permanent resident in the U.S. for the previous two years
  • Students or co-borrower's (if applicable) must meet credit worthiness guidelines

It's easy to apply right now—Here's how:

  • Apply toll free at 1-866-213-3154
  • Press 2 for customer service
  • Then press 2 to apply by phone
  • Click here to apply on line

Flexible repayment is available, including deferment

Repayment:

  • Repayment of principal and interest begins 180 days after graduation or if student ceases to be enrolled at least half-time
  • Interest capitalized at repayment
  • Low monthly payment

Deferment:

  • No ore than 4 1/2 years after the disbursement date
  • Medical residency deferment available

APPLY HERE